Money for your business
BOC Group Inc: business financing - $100,000 to $25,000,000
Business line of credit (secured & unsecured)
Business term loan
Equipment loan
SBA
Construction / renovation loan
Bridge & hard money (7% to 11%, LTV up to 75%)
Warrantable / Non-warrantable condos and co-ops
Foreign Nationals (no income verification program, closing can be done outside of USA, use of POA to close accepted)
Commercial real estate (no income verification program available)
Interest only option available
Church financing in all 50 States (no PG, no prepayment penalties, 20 yrs. fully amortized)
Merchant cash advance
Franchise / asset based financing
Purchase order / account receivable financing
Money for your home
BOC Group Inc: home financing - $200,000 to $10,000,000
Home equity loan / line
Agency loans
FHA (down payment as low as 3.5%)
VA
Conventional
Reverse mortgage
Foreign Nationals (closing can be done outside of USA, use of POA to close accepted)
Interest only option available
Privacy mortgage (AKA famous people mortgage; ideal discretion for actors, athletes, public officials & high net worth etc.)
Some of our niche underwriting features:
Exceptions can be granted for clients with prior short-sales and foreclosures
Capital gain can be used as income
Rental income can be used w/o 30% equity rule
Deferred student loans excluded from DTI
Alimony & child support relief can be taken as income reduction instead of as a debt
Cash recapture with no waiting period (if you paid all cash on a property, you can cash out immediately)
No limit to # of financed properties
Stated income
Exclude K1 losses & loss carry forwards
Business funds can be used as down payment & reserves
For Foreign Nationals: no SSN, FICO, Green Card or Visa is required